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 Towing insurance a must!
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Author Previous Topic: What was he thinking? Topic Next Topic: Ruined Weekend...  

littlebookworm

RO# 27413

Posted - Jul 31 2012 :  18:39:03  Show Profile  Reply with Quote
When our 'new' boat, a 33' Cruisers Yacht was moved by trailer from Huntington Harbor to Eastport, it was launched at the ramp in Hart Cove, rather than Seatuck Cove, because the trucker was concerned about getting stuck in the sand at the end of the ramp; it was low tide. The launch went fine, and I backed out and turned around. Following the chartplotter, I headed, at idle, for the east/west channel. Right near the point, I ran out of water. A call to BoatUS led to my being slowly pulled of the shoal and into deeper water. Over this weekend, I got a statement from BoatUS of what was paid for the 'soft-grounding and tow', $768! Thank goodness for un limitted towing coverage. Anyone who boats in Moriches Bay in a boat over 16' and doesn't have the coverage is awaiting disaster, or at least a very large bill. Save yourself aggravation; get the coverage. It's not a question of 'if' you'll need it, only of 'when' you'll need it. Hy

Homeport: Eastport, NY



RO# 1967

Posted - Jul 31 2012 :  19:36:08  Show Profile  Reply with Quote
At the risk of sounding callous won't a good chart and some caution prevent this?



Good Bye

Homeport: Queens, NY Go to Top of Page

Dani-Lu

RO# 19601



Posted - Jul 31 2012 :  19:39:24  Show Profile  Reply with Quote
Littlebookworm, I Agree 100%. A few years ago we were fishing in the fog, and being the desperate amateur fisherman I am, I decide to fish snake hill, a cut i have never been in before, let alone in the fog. But I saw a Professional party boat captain go in there once, so why couldn't I! Well, between radar and gps I get into the cut, between 2 islands, kill engines and start fluking. Needless to say, we drift onto a sand bar. I learned many years ago, it is not worth it to use your engines to get off sand, so i just called sea tow and 20 minutes later they pull me off. Unfortunatley I find out we forgot to renew our tow insurance that season, another bright move. It cost me almost $700. Afterwards, I called Boat US wnd explained what happened. They said "you are a long standing customer for many years and as long as you renew, we will credit the tow immediately. Boat US now has a customer for life!

__________________________________________________
"Dani-Lu" - 2001 - 410 Sundancer - Cat 3126's

Edited by - Dani-Lu on Jul 31 2012 19:40:26

Homeport: Lindenhurst, NY Go to Top of Page

mintregila

RO# 13060

Posted - Jul 31 2012 :  19:50:26  Show Profile  Reply with Quote
JoeShoes

That area on the south shore is not charted. Take a look at the Moriches thread and you will see what guys have to go through to transit the area.

One moment of distraction and you are out of water.



Mark I - 05 290 Amberjack
90 Viking 38 - Sold
"Perfect Timing"

Homeport: Long Beach, NY/Pompano Beach, FL Go to Top of Page

jmeirhofer

RO# 30972



Posted - Jul 31 2012 :  19:59:12  Show Profile  Reply with Quote
I have both boatus and tow boats. Plus my marina gives us a free tow package for anywhere north of the bay bridge in the Chesapeake. It is cheap insurance.

John
1997 Trojan 440 Express

"Son, I've got a very low bull$*%t tolerance" -- Pancho Carter

Homeport: Baltimore, MD Go to Top of Page

littlebookworm

RO# 27413

Posted - Jul 31 2012 :  20:08:39  Show Profile  Reply with Quote
JoeShoes: Yes, I have a chartplotter, a chart, and a depth sounder, and am fairly familiar with Moriches Bay. That's why I was going at idle speed and was following the chartploter, which showed six feet of water exactly where I was and where I was heading. The tow actually pulled me about 20' and I was back in 6' feet of water. Moriches is notoriious for its shoaling - check my postings on the east/west trip through the bay. I've been fishing and boating in that bay for about 50 years (wow, that's scary), but that doesn't mean much when it comes to staying afloat. There's even a nickname for engines which move through the bay; they develop 'Moriches propellers', missing the tips from pushing through the sand and mud. By the way, many of the buoys in the bay are not on the charts and/or not in the water at all, because the CG has to move them so often due to shoaling. I'm not being defensive, just trying to expain the situation and give people a heads-up. Hy


Homeport: Eastport, NY Go to Top of Page

Dani-Lu

RO# 19601



Posted - Jul 31 2012 :  20:20:34  Show Profile  Reply with Quote
If you don't touch bottom on the south shore of Long Island, you are either not boating enough or you are lying. It is not a matter of if, it is a matter of when.

__________________________________________________
"Dani-Lu" - 2001 - 410 Sundancer - Cat 3126's

Homeport: Lindenhurst, NY Go to Top of Page

walterv

RO# 12640



Posted - Jul 31 2012 :  21:41:31  Show Profile  Reply with Quote
quote:
Originally posted by Dani-Lu

If you don't touch bottom on the south shore of Long Island, you are either not boating enough or you are lying. It is not a matter of if, it is a matter of when.



Well that is a like button :)
we boat in a sand trap, great boating, but blink your eyes and your done.

Cool place though



And always remember, life is not measured by the number of breaths we take, but by those moments that take our breath away.

George Carlin

Homeport: Go to Top of Page

CurrentSea

RO# 10265



Posted - Aug 01 2012 :  06:54:14  Show Profile  Reply with Quote
Lost my shaft coupler in Ocean off NJ.
Towed to Barneget Bay through inlet.
Time of tow was a little over a hour plus a scary ride in the inlet trying to keep my boat from running up on the towboat.
Cost was about $1200 plus a $100 tip to the operator.
I never actually paid the $1200 as it was covered.

It's the best piece of mind in boating.
Always tip, they remember you!


2009 Regal 4080
Volvo Diesel IPS

Homeport: Anchorage YC - Lindenhurst, NY Go to Top of Page

Radiowaves

RO# 14642

Posted - Aug 01 2012 :  08:18:42  Show Profile  Reply with Quote
quote:
Originally posted by walterv

quote:
Originally posted by Dani-Lu

If you don't touch bottom on the south shore of Long Island, you are either not boating enough or you are lying. It is not a matter of if, it is a matter of when.



Well that is a like button :)
we boat in a sand trap, great boating, but blink your eyes and your done.

Cool place though





LIKE Button... So true...


Radio Waves 2003 320 Sea Ray Sundancer

Homeport: Brightwaters / Babylon, NY Go to Top of Page

Radiowaves

RO# 14642

Posted - Aug 01 2012 :  08:23:22  Show Profile  Reply with Quote
quote:
Originally posted by CurrentSea

Lost my shaft coupler in Ocean off NJ.
Towed to Barneget Bay through inlet.
Time of tow was a little over a hour plus a scary ride in the inlet trying to keep my boat from running up on the towboat.
Cost was about $1200 plus a $100 tip to the operator.
I never actually paid the $1200 as it was covered.

It's the best piece of mind in boating.
Always tip, they remember you!




Yes agree tip well they all work hard, Boatus or Seatow. Most people I say hope to see you soon. I have only been towed once but joked with the Captain and said hope I never see you again, he laughed....




Radio Waves 2003 320 Sea Ray Sundancer

Homeport: Brightwaters / Babylon, NY Go to Top of Page

LouC

RO# 10314

Posted - Aug 01 2012 :  08:33:51  Show Profile  Reply with Quote
I agree it is a must-have, I have had Boat US for 10 years.
And the South Shore of LI has areas that are constantly changing, that's why charts and GPS do not always help.
The North Shore where I am has plenty of deep water but BIG ROCKS that are hidden at high tide, esp right in front of the Eaton's Neck CG station and on the east side of Huntington Bay.


1988 Four Winns 200 Horizon 4.3 OMC Cobra
1998 Jeep Grand Cherokee 4.0 Selectrac
2007 Jeep Grand Cherokee 5.7 Hemi Quadradrive II

Homeport: Long Island NY Go to Top of Page

Dani-Lu

RO# 19601



Posted - Aug 01 2012 :  08:41:18  Show Profile  Reply with Quote
I always say the difference between the south shore and north shore is, on the south shore you run aground, on the north shore you sink.

__________________________________________________
"Dani-Lu" - 2001 - 410 Sundancer - Cat 3126's

Homeport: Lindenhurst, NY Go to Top of Page

van lafermine

RO# 29446



Posted - Aug 01 2012 :  09:42:10  Show Profile  Reply with Quote
JoeShoes,
As you said "At the risk of sounding Callous" that sounds like someone who does not believe or have the right insurance. As stated by the MasterCard folk's "I Wouldn't leave home without it"


Van
"Drifting Profits II"
4460 Regal

Homeport: Grasonville, Md. Go to Top of Page



RO# 1967

Posted - Aug 01 2012 :  21:19:24  Show Profile  Reply with Quote
quote:
Originally posted by mintregila

JoeShoes

That area on the south shore is not charted. Take a look at the Moriches thread and you will see what guys have to go through to transit the area.

One moment of distraction and you are out of water.





I see what you mean. On the North Shore there are no radical changes on the bottom like the south shore of LI.

Book- It was not a shot just a question.



Good Bye

Homeport: Queens, NY Go to Top of Page

Danno

RO# 10045

Posted - Aug 02 2012 :  07:50:08  Show Profile  Reply with Quote
Without starting a 'who's is bigger debate', I have been a Boat US member since '92 and never regret what I pay each year - its the only service I look forward to not getting my money's worth... Stuff happens, and you never know when it will. Have had to call upon BoatUs a few times over the years - once they met me half way between ambrose light and ER as I was limping in on 1 engine, last year they pulled me out of the shoaling just west of the bulkhead drain ( that bill came in at around $1k) Regardless if you choose to use the Red, Yellow or other color tow company they are an invaluable resource for all of us and raise to the occasion when called upon. Just seeing them patroling the waters gives me an odd sense of comfort.

Nic-Nac

Homeport: oceanside, NY Go to Top of Page



RO# 1967

Posted - Aug 02 2012 :  10:02:35  Show Profile  Reply with Quote
Something to think about--

I pay about $600 a year to insure my boat.

I pay Sea Tow almost $200, or one third, for towing.

Sounds a little high, no?



Good Bye

Homeport: Queens, NY Go to Top of Page

Gerry Heimann

RO# 3229

Posted - Aug 02 2012 :  10:26:11  Show Profile  Reply with Quote
It is not high when you think that one minor towing would absorb 5 years of the cost.

Gerry



Homeport: Bay Shore, Long Island Go to Top of Page

CurrentSea

RO# 10265



Posted - Aug 02 2012 :  10:58:33  Show Profile  Reply with Quote
$200 for seatow, I think it is more like $149.
It's about odds, you will use seatow before you use your insurance probably.
I have 12 years of boating now.
Roughly $1500 in seatow fees in giving price increases.
Tows:
1) Flat tire on trailer boat had trailer coverage, AAA came out, Seatow paid bill Estimate cost $150
2) Tow to Barneget Bay after shaft coupler snapped - Bill $1200
3) Anchor jammed, couldn't raise it. Sea tow came, helped me muscle it up - Estimate $200
4) Fogged in on trip through moriches - Seatow met us and guided us through - Estimate $200

Looks like i am ahead, but not by much.
Anyone else?
Cost vs Use


2009 Regal 4080
Volvo Diesel IPS

Homeport: Anchorage YC - Lindenhurst, NY Go to Top of Page

nat liantonio

RO# 28175



Posted - Aug 02 2012 :  11:42:24  Show Profile  Reply with Quote
I USED 3 TIMES LAST SEASON DEFINITE WORTH THE MONEY


Homeport: smithtown ny Go to Top of Page

dancerscap

RO# 20150

Posted - Aug 02 2012 :  14:58:53  Show Profile  Reply with Quote
You did say it was a soft grounding and you did say it was low tide. Would a little time and patience work? Just saying butI agree that tow insurance is a must unless you are B. Gates or Steve Jobs heir.


Homeport: Hudson,Fl. Go to Top of Page

Robski97

RO# 7334

Posted - Aug 03 2012 :  15:21:07  Show Profile  Reply with Quote
Just met a couple from Canada . One of the boats has a bad starter , neither boat has tow insurance ......

Yikes


Rob


2006 44 Sundancer

Homeport: Merrick, NY Go to Top of Page

CurrentSea

RO# 10265



Posted - Aug 03 2012 :  16:27:53  Show Profile  Reply with Quote
If you want to be a nice guy get on their boat. You are covered on any boat.

2009 Regal 4080
Volvo Diesel IPS

Homeport: Anchorage YC - Lindenhurst, NY Go to Top of Page

Dani-Lu

RO# 19601



Posted - Aug 03 2012 :  16:41:24  Show Profile  Reply with Quote
quote:
Originally posted by CurrentSea

If you want to be a nice guy get on their boat. You are covered on any boat.



I was going to say the same thing. :)


__________________________________________________
"Dani-Lu" - 2001 - 410 Sundancer - Cat 3126's

Homeport: Lindenhurst, NY Go to Top of Page

Perry

RO# 3836



Posted - Aug 03 2012 :  20:06:32  Show Profile  Reply with Quote
Had a subscription/membership for 12yrs or more. Best money I've never used.

There's always a Sea Tow and Boat US boat on the water, ready willing and able to help. Not just groundings...




Homeport: Shinnecock Go to Top of Page

Robski97

RO# 7334

Posted - Aug 03 2012 :  20:11:16  Show Profile  Reply with Quote
Perry brings up a good point ! Chic at my marina more then once has gotten herself falling down wrecked in Freeport and flynns , calls seatow to get towed home with nothing wrong with her boat ! Piss's me off


Rob


2006 44 Sundancer

Homeport: Merrick, NY Go to Top of Page

CaptCrunch

RO# 32171



Posted - Aug 03 2012 :  20:25:19  Show Profile  Reply with Quote
Had just purchased my chris craft and took delivery march 06, didnt have any nav instruments on it, just a chart and depthfinder. boat had 3/4 tank fuel, and no one was open to top it off leaving east quogue. i calculated the run from shinecock to wantagh should take us no more then 3.5 hours and we had near 6 hours runtime on the fuel onbaord. let's just say -6 footers took us over 5 hours to get to FI inlet. hail sea tow, brought us 10 galloons of fuel, just enough to get back to wantagh running the state channel which we were much more familiar with. It paid for itself right there.

Also, a grounding just west of bulkhead drain. I'm in the insurance business and this is the best insurance for your baot.


25 Chris Craft Crowne Totalled Hurricane Sandy
2000 Donzi Z32 SS

Homeport: Bellmore, NY Go to Top of Page



RO# 1967

Posted - Aug 03 2012 :  22:20:25  Show Profile  Reply with Quote
quote:
Originally posted by CurrentSea

$200 for seatow, I think it is more like $149.
It's about odds, you will use seatow before you use your insurance probably.




I just looked at my Seatow invoice. I pay them $169 a year.

Variable rates?



Good Bye

Homeport: Queens, NY Go to Top of Page

Holy Grail

RO# 17953



Posted - Aug 05 2012 :  18:52:43  Show Profile  Reply with Quote
I've shared my story before. Safe to say BoatUS has more than paid for itself in my case. Been with them for over 15 years. Didn't use them for the first five or so. Then overheated an engine just after leaving Westhampton, not even at Moriches yet. Anchored quickly, hailed BoatUS, they arrived within 10 minutes. Got towed all the way from basically Westhampton to Massapequa. Handed off to two different BoatUS boats along the way flawlessly. Invoice comes later and is near $1,800.

Had a plastic fly wheel break off on an engine a few years back while I was 3+ miles offshore. BoatUS was out there in a half hour. Guy guided me back in through the inlet with big rollers and the admiral quite nervous. Total pro. Have since used them a few other times for minor things. So I have more than broke even on the expense. But for me, the peace of mind and assistance more than pays for itself.

As said before, Red or Yellow, they are always there. You wouldn't believe how many times they are first on scene at emergencies too. Boat flipped in Jones Beach inlet yesterday. BoatUS was first on scene. Got a chance to see the big Coast Guard silver monster out of Short Beach at the scene as well. Very cool.



Homeport: Massapequa, NY Go to Top of Page

mdoherty

RO# 12220



Posted - Aug 05 2012 :  19:26:09  Show Profile  Reply with Quote
I have towing insurance on my regular policy. Less than a quarter the price and I can call red or yellow whoever is quicker. Only downside is I have to front the money.

Mike

Homeport: Edgewater, MD Go to Top of Page

Perry

RO# 3836



Posted - Aug 05 2012 :  19:34:36  Show Profile  Reply with Quote
Rob,
Now that's funny...once...also saves on all that pesky gas running your own engine(s)...

Joe Shoes,
Seat Tow was $149 and was recently upped to $169. I don't know what Boat US is.



Homeport: Shinnecock Go to Top of Page

rommer

RO# 12280



Posted - Aug 05 2012 :  19:48:51  Show Profile  Reply with Quote
I've used Sea Tow twice and both times they were close to useless. The last time I asked for assistance docking due to loss of a shaft/prop. The guy did more damage to my boat then I could have done by myself. I was better off once he disconnected. Needless to say, no tip for that tow. These guys have a tough job but damn, bring out the bigger boat for bigger boats! Sea Tow Montauk, you know what I'm talking about. Found all the yellow marks on the hull as I was cleaning her up today. Thanks for the gouges.





Boats, yup, 5 of em...
WLC - We love Champlin's!

Homeport: Liberty Landing Marina, NJ Go to Top of Page

CurrentSea

RO# 10265



Posted - Aug 06 2012 :  04:17:51  Show Profile  Reply with Quote
I have free towing on my policy too but I still prefer to be a member. I think members may get preferential treatment but not sure.

John, what happened? Did you hit something? Were your nuts tight?


2009 Regal 4080
Volvo Diesel IPS

Homeport: Anchorage YC - Lindenhurst, NY Go to Top of Page
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