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[ Active Members: 10 | Guests: 106 ]  [ Total: 116 ]  [ Newest Member: CptnCrunch44 ]
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 Falvey insurance company
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Author Previous Topic: SeaDoo Sportster towing. Topic Next Topic: once you paint the bottom...  

Robski97

RO# 7334

Posted - Mar 20 2017 :  16:06:15  Show Profile  Reply with Quote
Anyone have experience... My policy went up again ... Falvey is almost half .

Rob
2006 44 Sundancer

Homeport: Merrick, NY

abalmuth

RO# 13885



Posted - Mar 20 2017 :  16:34:21  Show Profile  Reply with Quote
Rob
Read this on another forum & cant say it true or not:

'I had a Falvey policy written via NBOA. I had it for two years. Then, I was advised by another sailor to read the policy very slowly. It states that the insured vessel must be deemed "seaworthy" at the time the policy is written. If ANY PART of the vessel is not seaworthy, the entire policy is voided. About the only way to prove the vessel was "seaworthy" is to have a survey done each year.'



Light travels faster than sound. This is why some people appear bright
until you hear them speak.........

Homeport: Long Island, NY Go to Top of Page

Robski97

RO# 7334

Posted - Mar 20 2017 :  17:54:52  Show Profile  Reply with Quote
Thanx Andy...

I guess ill move along ...

Rob


2006 44 Sundancer

Homeport: Merrick, NY Go to Top of Page

JohnC

RO# 204

Posted - Mar 20 2017 :  21:25:10  Show Profile  Reply with Quote
Who do you have now Rob? My Boat/US (now under GEICO) policy actually went down the past 2 years.


Homeport: Long Island, New York Go to Top of Page

L. Keith

RO# 1615

Posted - Mar 21 2017 :  10:03:57  Show Profile  Reply with Quote
Never compare insurance policies based solely on price. Read the terms, conditions and most important the EXCLUSIONS. If you cannot understand the policy terms hire a COMPETENT attorney to review the policy and explain it to you. All insurance policies require the vessel to be "fit for intended service". If you ever receive a Marine Survey Report that uses the word "Seaworthy" throw it away, it is useless! Seaworthy is a legal term that can only be defined in United States by a US District Judge and in some instances a State Judge.

http://www.bullivant.com/Seaworthiness-Defined-Article



Homeport: N. Gulf of Mexico Go to Top of Page

Robski97

RO# 7334

Posted - Mar 27 2017 :  08:14:26  Show Profile  Reply with Quote
I currently have Merkal.

Geico wanted 3 grand ...

As Keith stated these are all like policy's ... only real difference is agreed value. Which I understand .

Rob


2006 44 Sundancer

Homeport: Merrick, NY Go to Top of Page

CaptCrunch

RO# 32171



Posted - Mar 27 2017 :  11:20:38  Show Profile  Reply with Quote
Rob, call me I can help

Hatteras 38c. PhishStix
Past
25 Chris Craft Crowne Totalled Hurricane Sandy
2000 Donzi Z32 SS - Sold

Homeport: Bellmore, NY Go to Top of Page
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