Hi Bill, you bring up an interesting point & one I never thought of as I question if we have enough coverage on our boat. Based on your note.. and our feelings over it, I think I feel better where we have it set at this time.
As for paint.. like most, I'd have the preference to hang onto that Gel Coat option as long as possible.. but am in agreement that the painting options have improved so much that I think you'd be very happy (for a long time) with your boat looking like NEW again. I believe both the Imron and Awlgrip products are both known to be very durable. From a (robotic/automotive) painting background, I'm confident that an experienced shop can put a finish on her to make her look like a Mirror again!! My only advise would be to check around closely and be sure to pick one w/good references.