hi bjl...
many good points made here for you, and while I am a bit late in my add in... it bears mention nonetheless. The point is to identify where you will find what it is you are looking for... as in a lazy, laid back town or a city with the shared element of water... many of the places mentioned, and what you wanted aswell, did not addrress this all important fact. The price ceiling is less an issue than once was, for the moment, and provided that your sale in the North does not effect your looking price down heer in FLA; you can truely find what you have specified in the N, S, Central, Easter or west coasts. The factors that will matter most are pertaining to what you'd like to have at your door, or rather, from your dock. Example is here in Ft. Lauderdale.. what was once near 700K, less than a year ago, up from 300K a few years ago, is now way down, and just now, the home, a 2/2, on deep water, in the city of Ft. Lauderdale... sold for 305K... so, becareful, beinformed, and most of all besure you;ll be happy.
steve