If it's one of the Montego or Santego series boats, they are all fiberglass liners, so you're gonna have to cut it out. If it's another model, you should be able to just unscrew the wood panels in the salon area...but the forward area may also be a liner. If it's a 90's or newer model, the panels are screwed and bonded to aluminum frameworks, or liners...depending on model and location.