I just went through (well wrapping up) a purchase with Sterling Capital. Worked with Shawn Rogan. Rates were over 1/2 point lower than Essex, and super organized. I'd give him a ring. Started process last week, loan docs are being overnighted to me today and clear to close Friday if I want (relatively large loan, and still went through underwriting quickly)
Work 800-286-8073
Cell 508-612-2275